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Personal Finance Articles

Tap into the knowledge and experience of ACA members with this collection of articles. We update the content regularly so be sure to check back frequently or sign up for the RSS feed and get notified when new articles are available.

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  • Big Tips for Small Biz Start-ups

    April 05, 2013

    Selecting the right type of entity for your business is an important decision. While you will want to seek advice from your attorney and your accountant, this article will help you better understand your various choices and some of their benefits and drawbacks.

  • Leg Work a Must Before Starting Own Business

    March 25, 2013

    Whether you're considering starting a business out of a burning entrepreneurial desire or out of financial necessity, a successful business requires careful thinking and planning up front.

  • 5 Important Financial Tips for Your 20s and 30s

    March 17, 2013

    The financial decisions you make early in life will dramatically affect your financial future. These tips will help you make better decisions now and put you on a solid footing to achieve your goals.

  • Ten Ways to Spend Your Tax Refund

    March 10, 2013

    Getting a chunk of money from a tax refund is fun, but if you're not careful it can be swallowed up by miscellaneous spending and be gone before you know it. Like any time a windfall comes your way, the question becomes what will you do with the money? Think about it ahead of time and resolve to use it purposefully.

  • When Should You Invest a Lump Sum?

    March 02, 2013

    In the geeky world of wealth managers, it's the equivalent of the electric blue horse statue you see upon entering Denver International Airport.

  • Shoot for high marks on financial report card

    February 12, 2013

    Report cards aren't just for kids! Sometimes we all need a way to measure our progress. This Five Fundamentals of Fiscal Fitness report card will give you a snapshot of where you are today and whether you may need to make a few changes to make the honor roll.

  • Avoid a 'one size fits all' investment strategy

    January 27, 2013

    What do employees of startups and federal pensioners have in common? Both are completely misled by 'one size fits all' approaches to investment allocation.

  • An investment that guarantees a return: car maintenance

    January 05, 2013

    My dad always told me, "An ounce of prevention is worth a pound of cure." Here are tips for maintaining your car so as to minimize costly repairs and unnecessary operating expenses.

  • Fees cut into your nest egg

    November 15, 2012

    Finding how much your investments really cost can be difficult, but not impossible. You can scour your statements for fees, look up your funds on Morningstar, or ask your adviser.

  • Creating self-sufficient children: Financial teaching tips to bank on

    October 15, 2012

    I hate to break it to you, sleep-deprived new parents: Parenting teens will make you long for the days of diapers and spit-up.

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  • Big Tips for Small Biz Start-ups

    April 05, 2013

    Selecting the right type of entity for your business is an important decision. While you will want to seek advice from your attorney and your accountant, this article will help you better understand your various choices and some of their benefits and drawbacks.

    Erin Baehr®

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